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Bank of America’s basic savings account has a $100 minimum opening deposit. There’s also an $8 monthly fee that’s waived if: You maintain a minimum daily balance of $500.
In fact, the typical online savings account has no minimum balance at all, compared to minimum balances of hundreds of dollars required by many financial institutions with physical branches ...
The best online banks require no minimum deposit to open the account and no minimum balance to earn the highest advertised APYs. ... Wells Fargo and Bank of America charge monthly maintenance fees ...
SoFi is a bank that offers a combination checking and savings account paying out up to 3.80% APY with direct deposits without monthly account maintenance fees or minimum balance requirements.
Maintain a minimum balance of at least $1,500. ... Bank of America also offers a savings account — Bank of America Advantage Savings — though it requires an opening deposit of $100.
For those looking to grow their savings, Capital One 360 Performance Savings offers a competitive 3.80% APY with no minimum balance requirement. This high-yield savings account has a $0 monthly ...
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