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Similarly, the symmetrical floor plan and square silhouette that characterize colonial-style homes make them less expensive to build than, say, an elaborate and irregularly fronted Victorian.
Pole building design was pioneered in the 1930s in the United States originally using utility poles for horse barns and agricultural buildings. The depressed value of agricultural products in the 1920s, and 1930s and the emergence of large, corporate farming in the 1930s, created a demand for larger, cheaper agricultural buildings. [2]
[1] [3] Some barndominiums double as both a residence and as a place of business. [2] A similar style is the shouse (workshop plus house). [4] The term barndominium was originally coined by Karl Nilsen, who was a real estate developer in Connecticut. Barndominium is derived from using a combination of the words barn and condominium. [5]
Octagon house: a house of symmetrical octagonal floor plan, popularized briefly during the 19th century by Orson Squire Fowler; Stilt house: is a house built on stilts above a body of water or the ground (usually in swampy areas prone to flooding). Villa: a large house which one might retreat to in the country.
The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.
The primary attraction to this type of ownership is the ability to obtain affordable housing in a highly desirable area that typically is beyond economic reach. Additionally, such properties benefit from having restrictions that maintain and enhance value, providing control over blight that plagues some neighborhoods.
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