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Pay less for your prescriptions on Medicare using Part D plans and discount programs from drug makers, states, Medicare, pharmacies and discount cards.
Medicare Advantage Plans or Part C. Medicare Advantage plans, offered by private insurers, combine Original Medicare with extra benefits like vision, dental, hearing, and prescription drug coverage.
Enrollees in original Medicare need to have a separate Part D insurance plan for prescription drug costs. For 2025, expect to pay an average of $40 per month for this premium, Orman explained.
Another part of the law requires pharmaceutical companies to pay Medicare rebates if their drug prices rise faster than inflation, as half of all drugs covered by Medicare did from 2019 to 2020 ...
These programs were known as "Medicare+Choice" or "Part C" plans. Pursuant to the Medicare Prescription Drug, Improvement, and Modernization Act of 2003, the compensation and business practices for insurers that offer these plans changed, and "Medicare+Choice" plans became known as "Medicare Advantage" (MA) plans.
Before the law, there was no out-of-pocket cap for Medicare's Part D, the section that covers prescription drugs, which left seniors at risk of "significant financial burdens," the AARP noted.
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