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On April 24, 2009, Georgia Department of Banking and Finance shut down American Southern Bank, marking the 26th bank failure of 2009 in the United States, and the 51st since the beginning of the recession, as the credit crunch continued to spread through the economy. Bank of North Georgia of Alpharetta, Georgia, assumed all of the deposits. As ...
CertusBank was an American nationally chartered bank, with a presence in twelve U.S. states.The bank was Headquartered in Greenville, South Carolina, with secondary corporate offices in Atlanta, Georgia, and Charlotte, North Carolina, at its peak the bank operated more than 30 retail branches in The Carolinas, Florida, and Georgia.
In the United States, a state bank is a bank in a U.S. state that is chartered by the government of that state, as opposed to a national bank which is chartered at the federal level. [ 1 ] [ 2 ] Overview
Those were followed by First Republic Bank on May 1, then Heartland Tri-State Bank on July 28. Later in November 2023, Citizens Bank failed. The following tables list the number of U.S. banks that ...
The National Bank of Georgia may refer to: The National Bank of Georgia (U.S.), a commercial bank located in the Athens, Georgia in the United States;
In early 2010, Synovus consolidated thirty separate state bank charters into one Georgia charter and began the transition toward operating as a more centralized bank. [6] Beginning in late 2017 and ending in mid-2018, the company transitioned from 28 locally-branded divisions to a single Synovus brand.
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The advantage of holding a National Bank Act charter is that a national bank is not subject to state usury laws intended to prevent predatory lending. [6] However, in Cuomo v. Clearing House Association, L. L. C., the Supreme Court ruled that federal banking regulations do not preempt the ability of states to enforce their own fair-lending laws ...