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Because Michigan is a no-fault state, drivers are required to carry personal injury protection (PIP) and property protection insurance (PPI). Michigan car insurance minimum requirements.
This is because Michigan is a no-fault state. In no-fault states, drivers file claims with their own insurer, even if the other driver caused the accident. If this happens, PIP and PPI coverages ...
Like all no-fault states, Michigan sets minimum requirements for no-fault personal injury protection (PIP) insurance, which helps to cover certain medical costs and lost wages associated with car ...
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
Although the benefits will vary depending on the state, no-fault benefits will generally: (1) pay for an injured person's car crash-related medical bills and lost wages; (2) be paid by the injured person's own insurance company; and (3) be paid regardless of whether the injured person was at-fault for the crash. In Michigan, the Michigan ...
A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4] Claimants involved in an auto accident are wise to submit their own insurance information to their medical providers, as third party carriers are under no legal obligation to pay a claimant's medical bills, while first party carriers are.
No-fault states operate a system of laws that allow people to receive necessary medical treatment immediately following an accident. Contrary to the name, fault does still exist in no-fault states.
In the United States married couples are allowed to end a marriage by filing for a divorce on the grounds of either fault or no fault. [6] In the past, most states only granted divorces on fault grounds, but today all states have adopted the no fault divorce. [7] Fault and no-fault divorces each require that specific grounds be met. [8]