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Arkansas is not a no-fault state but rather an at-fault or tort state. This means the at-fault driver’s insurance pays for the other driver’s hospital bills, lost wages and other medical ...
Currently, 12 states follow no-fault insurance laws, with the remaining states and Washington, D.C. being considered at-fault states. In a no-fault state, both parties will file a claim with their ...
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
"No-Fault" does not mean that insurance premium of the person making the claim will not increase. Typically a PIP claim is made by the insured driver to their own insurance company, however, there are several exceptions that allow persons who have been injured in an accident to make a PIP claim if they do not own a vehicle.
When it comes to car insurance, a state is classified as either a no-fault state or a tort state. In no-fault states, PIP pays out to cover your injuries after an accident regardless of fault.
The insurance company will ordinarily pay the judgment, up to the policy limits, once a court determines that an uninsured motorist was at fault. Some states' laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.
In no-fault states, PIP covers medical expenses for you and your passengers regardless of who caused the accident. This includes hospital bills, lost wages while recovering and essential services ...
No-fault may refer to: No-fault divorce; No-fault insurance; No-fault liability also known as strict liability This page was last edited on 25 ...