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  2. Spend analysis - Wikipedia

    en.wikipedia.org/wiki/Spend_analysis

    Saves on costs: Spend analysis helps an organization to identify areas where spending can be consolidated, reduced, or completely eliminated. Once the management has analyzed their spending patterns and identified cost-saving opportunities, they can negotiate better pricing with the suppliers and implement more efficient procurement processes.

  3. What Is Discretionary Spending? How You Can Reduce It and ...

    www.aol.com/discretionary-spending-reduce-save...

    Discretionary spending is non-essential spending that isn't mandatory for your basic needs like shelter, food, healthcare, work and personal care. Many expenses are essential, but discretionary...

  4. Variance (accounting) - Wikipedia

    en.wikipedia.org/wiki/Variance_(accounting)

    Variance analysis, in budgeting or management accounting in general, is a tool of budgetary control and performance evaluation, assessing any variances between the budgeted, planned, or standard amount, and the actual amount realized.

  5. Mandatory spending - Wikipedia

    en.wikipedia.org/wiki/Mandatory_spending

    Mandatory spending levels have and will continue to be affected by the automatic spending reduction process enacted as part of the Budget Control Act of 2011 (BCA). The BCA imposes small reductions to mandatory spending seeking to cut spending by less than $200 billion from FY2012 to FY2021. [11] Mandatory spending was reduced by $18 billion in ...

  6. 55 and Retired: How Far Will $2.5 Million Take You? - AOL

    www.aol.com/retiring-55-2-5-million-130056434.html

    And many retirement planners suggest using 70% of pre-retirement earnings as a starting point when budgeting for spending in retirement. Seventy percent of $60,944 is $42,661. Seventy percent of ...

  7. Opinion - 3 creative tactics for DOGE to end wasteful ... - AOL

    www.aol.com/opinion-3-creative-tactics-doge...

    Opinion - 3 creative tactics for DOGE to end wasteful government spending. Hadley Heath Manning, opinion contributor. January 23, 2025 at 2:00 PM.