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Phone cards sold by retailers are live (active) when purchased by consumers. Web sites offer prepaid Personal identification numbers (PINs) for calling; thus there is no physical phone card. Prepaid online calling cards are more convenient to use, because most of the companies provide the option of registering the phone and avoiding using PINs ...
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A telephone card, calling card or phone card for short, is a credit card-size plastic or paper card used to pay for telephone services (often international or long-distance calling). It is not necessary to have the physical card except with a stored-value system; knowledge of the access telephone number to dial and the PIN is sufficient.
In reality, the rechargeable calling card is a specialised form of a prepaid or debit account. To use the phone card, the user would call an access number (which is usually a toll-free telephone number), enter the "card number" (also called the PIN) and then dial the desired telephone number. The user could add value to the card at the same ...
Pros. Cons. Can get a free debit card even if you don’t have good credit. Many prepaid cards come with fees such as activation fees, transaction fees, reload fees, withdrawal fees.