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2. Merchant account - Wikipedia

   en.wikipedia.org/wiki/Merchant_account

   The discount rate comprises a number of dues, fees, assessments, network charges and mark-ups merchants are required to pay for accepting credit and debit cards, the largest of which by far is the interchange fee. Each bank or ISO/MSP has real costs in addition to the wholesale interchange fees and creates profit by adding a mark-up to all the ...

3. Interchange fee - Wikipedia

   en.wikipedia.org/wiki/Interchange_fee

   These fees are set by the credit card networks, [1] and are the largest component of the various fees that most merchants pay for the privilege of accepting credit cards, representing 70% to 90% of these fees by some estimates, although larger merchants typically pay less as a percentage.

4. Payment card interchange fee and merchant discount antitrust ...

   en.wikipedia.org/wiki/Payment_Card_Interchange...

   Class members can opt out of the monetary part of the settlement in addition to objecting in court. Visa, MasterCard, and issuing banks can scuttle the settlement if merchants that account for 25 percent or more of credit card spending in the United States since January 1, 2004, to the approval of the settlement. [11]

5. Can a business charge for using a credit card? - AOL

   www.aol.com/finance/business-charge-using-credit...

   Seeing retailers offer discounts for cash payments — or assess fees when customers pay by credit card — is becoming more common than ever. ... Whenever a merchant accepts a credit card payment

6. Visa, Mastercard Will Lower Credit Card Fees — How It ... - AOL

   www.aol.com/visa-mastercard-lower-credit-card...

   What Are Credit Card Fees? USA Today explained that credit card fees are the interchange fees charged to the merchant to process your payment. Most of that fee is paid to the bank issuing the ...

7. Lower Mastercard and Visa Swipe Fees Are Coming - AOL

   www.aol.com/finance/lower-mastercard-visa-swipe...

   A recent settlement between Visa, Mastercard and the largest U.S. credit card issuing banks and merchants has lowered swipe fees for the next five years, saving money on your monthly credit card ...