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2. Loan origination - Wikipedia

   en.wikipedia.org/wiki/Loan_origination

   Loan origination is the process by which a borrower applies for a new loan, and a lender processes that application. Origination generally includes all the steps from taking a loan application up to disbursal of funds (or declining the application). For mortgages, there is a specific mortgage origination process.

3. VP-Expert - Wikipedia

   en.wikipedia.org/wiki/VP-Expert

   Loan Approval: Banks and financial institutions utilized VP-Expert to build expert systems for evaluating loan applications. These systems assessed creditworthiness, analyzed financial statements, and determined loan eligibility based on predefined rules and risk factors, streamlining the loan approval process.

4. How to get a personal loan in 9 steps - AOL

   www.aol.com/finance/personal-loan-8-steps...

   Tip: Have these documents handy ahead of time to avoid delays in the approval process. Personal loan lenders won’t be able to finalize your loan if you don’t provide the paperwork they request.

5. Business loan requirements: 8 things you will need - AOL

   www.aol.com/finance/business-loan-requirements-8...

   Depending on the lender, you could secure a small business loan with a personal credit score of 550, with higher credit scores increasing the likelihood of approval and potentially better interest ...

6. How long do you have to wait for SBA loan approval? - AOL

   www.aol.com/finance/long-wait-sba-loan-approval...

   Loan type. Description. Average funding timeline. SBA 7(a) loan. 7(a) loan subtypes are backed directly by the SBA. The SBA’s turnaround time is 2 to 10 business days, but approval from your ...

7. Internal ratings-based approach (credit risk) - Wikipedia

   en.wikipedia.org/wiki/Internal_Ratings-Based...

   The requirements state that for corporate, sovereign or bank exposures all borrowers and guarantors must be assigned a rating as part of the loan approval process. The process by which a rating is assigned and the actual ratings assigned must be reviewed periodically by a body independent of those making loan approval decisions.