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Florida condos in crisis: 117,375 page views on a letter to the editor caught Palm Beach Post's attention. Even if buyers were looking for condos with sky-high COA fees ...
However, by requiring approval of tenants and new owners, HOAs still have the potential to permit less formalized discrimination. In 1963, the FHA had approved federal home mortgage insurance exclusively for condominiums or for homes in subdivisions that had a qualifying HOA. The rationale was that developers wanted to get around density laws.
A condominium or "condo" is a form of housing tenure and other real property where a specified part of a piece of real estate (usually of an apartment house) is individually owned. Use of land access to common facilities in the piece such as hallways, heating system, elevators, and exterior areas are executed under legal rights associated with ...
Additionally, Mortgagee Letter 2011-22 stipulates all other condominiums requesting FHA project approval may be required to submit a current (completed within the last 24 months) reserve study at their discretion or whenever financial documents do not appear to meet sufficient funding requirements of the condominium association. [17]
The Miami Herald reported in December mortgage lenders Fannie Mae and Freddie Mac maintain a list of condominiums unapproved for the acquisition of loans. Fannie Mae and Freddie Mac to add ...
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An FHA insured loan is a US Federal Housing Administration mortgage insurance backed mortgage loan that is provided by an FHA-approved lender. FHA mortgage insurance protects lenders against losses. [1] They have historically allowed lower-income Americans to borrow money to purchase a home that they would not otherwise be able to afford.
Jeremy Maurice, who was the condo board president at Stone’s building when the repairs were approved, said he felt the board had little choice but to fund the repairs and blamed the cost on a ...