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A commercial and industrial loan (C&I loan) is a loan to a business rather than a loan to an individual consumer. These short-term loans may have an interest rate based on the SOFR rate or prime rate and are secured by collateral owned by the business requesting the loan.
The value of outstanding commercial and industrial loans; The change in the Consumer Price Index for services; The change in labour cost per unit of output; The ratio of manufacturing and trade inventories to sales; The ratio of consumer credit outstanding to personal income; The average prime rate charged by banks
The FDIC's Supervision of Industrial Loan Companies: A Historical Perspective. June 25, 2004; Industrial Loan Companies Come Out of the Shadows. Federal Reserve Bank of St. Louis July 2007; INDUSTRIAL LOAN CORPORATIONS: Recent Asset Growth and Commercial Interest Highlight Differences in Regulatory Authority.
Commercial real estate loan. Designed for businesses that want to open a physical location. The money can be used to purchase property or lease space. May be able to borrow as much as $5 million.
The economic data published on FRED are widely reported in the media and play a key role in financial markets. In a 2012 Business Insider article titled "The Most Amazing Economics Website in the World", Joe Weisenthal quoted Paul Krugman as saying: "I think just about everyone doing short-order research — trying to make sense of economic issues in more or less real time — has become a ...
In the United States, commercial finance is the function of offering loans to businesses.Commercial financing is generally offered by a bank or other commercial lender.Most commercial banks offer commercial financing, and the loans are either secured by business assets or alternatively can be unsecured, where the lender relies on the cash flows of the business to repay the facility.
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