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2. Delinquency rates at highest level in almost 30 years - AOL

   www.aol.com/finance/delinquency-rates-highest...

   Subprime borrowers held an average rate of 11.72 percent for new cars and almost 19 percent for used, according to Experian second quarter data.By comparison, the average for all borrowers was 6. ...

3. ‘My whole life depended on it’: This auto loan tactic is ...

   www.aol.com/finance/whole-life-depended-auto...

   Experian reports that as of the second quarter of 2024, the average subprime auto loan rate for new vehicles was 13.18%, compared to the average 6.87% prime loan rate for borrowers with good credit.

4. Fitch: Auto Lenders Taking on More Risk

   www.aol.com/news/2013-09-18-fitch-auto-lenders...

   Fitch Ratings announced today that it has seen a growing appetite for risk in the market for U.S. automotive loans. It attributed this finding to looser standards of underwriting and higher costs ...

5. GM Financial - Wikipedia

   en.wikipedia.org/wiki/GM_Financial

   General Motors Financial Company, Inc. is the financial services arm of General Motors.The company is a global provider of auto finance, with operations in the United States, Latin America, Canada, Europe (which was sold to PSA Groupe and BNP Paribas following the sale of GM's core area businesses Opel and Vauxhall in a $2.2 billion deal), and China.

6. Credit rating agencies and the subprime crisis - Wikipedia

   en.wikipedia.org/wiki/Credit_rating_agencies_and...

   source: Final Report of the National Commission on the Causes of the Financial and Economic Crisis in the United States, p.229, figure 11.4 Credit rating agencies came under scrutiny following the mortgage crisis for giving investment-grade, "money safe" ratings to securitized mortgages (in the form of securities known as mortgage-backed securities (MBS) and collateralized debt obligations ...

7. RoadLoans - Wikipedia

   en.wikipedia.org/wiki/RoadLoans

   RoadLoans is a direct-to-consumer auto lender operating online and specializing in subprime auto loans. Established in 2000, RoadLoans finances and services new and used car loans as well as offering auto refinance options. [1] The Dallas-based company is a provider of subprime auto loans in the United States. [2]