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The only types of retirement accounts that are not subject to RMD rules are workplace retirement plans if you're still working for the company and own less than 5% of it, and Roth retirement plans.
Roth 401(k) plans and Roth 403(b) plans are no longer subject to RMD rules Designated Roth accounts in 401(k) and 403(b) plans were subject to RMD rules in 2023, but that changed in 2024 due to ...
All retirees 73 and older must take required minimum distributions (RMDs)-- mandatory annual withdrawals -- from certain retirement accounts by Dec. 31. There are exceptions for Roth accounts and ...
3. Workplace retirement plans have an RMD exception. If you have a retirement plan at work, such as a 401(k) or 403(b), there’s an important RMD exception.
Savings in other retirement plans will still be subject to RMDs (unless you convert it to an IRA). Second, the limit is per individual, which means you and your spouse could donate a combined ...
And, on the off-chance you're still working and contributing money to a 401(k) or similar workplace retirement plan, with some rare exceptions, these savings accounts aren't subject to RMD rules ...
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