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Don’t forget contingencies: These can include how long you have to secure financing, ... Go through a VA home appraisal and inspection. A VA-approved appraiser will determine the home’s value.
Some homebuyers using VA loans are now eligible for a streamlined appraisal process.
VA appraisal fee. This fee varies from state to state and they were raised in 2021 to meet high demand. The fee can be $450 to more than $1,000 (parts of California and Alaska).
An appraisal may be ordered. The underwriting process may take a few days to a few weeks. Sometimes the underwriting process takes so long that the provided financial statements need to be resubmitted so they are current. [5] It is advisable to maintain the same employment and not to use or open new credit during the underwriting process.
A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). The program is for American veterans, military members currently serving in the U.S. military, reservists and select surviving spouses (provided they do not remarry) and can be used to purchase single-family homes, condominiums, multi-unit properties, manufactured homes and ...
For 2024, the limit in most counties is $766,550. In more expensive areas, that limit can go up to $1,149,825. Lastly, you can only use a VA loan with a primary residence; investment properties ...