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  2. What is a 609 dispute letter? - AOL

    www.aol.com/finance/609-dispute-letter-221731481...

    A credit dispute letter may work to eliminate or correct negative marks on your credit. However, that may not be the only step you need to take to improve your credit. Consider the following options:

  3. I have good credit. Why don’t I qualify for that card? - AOL

    www.aol.com/finance/good-credit-why-don-t...

    Thanks to the Fair Credit Reporting Act and other important credit legislation, credit card issuers are required to send you a letter explaining why your credit card application was denied. This ...

  4. Can a goodwill letter get late payments removed from your ...

    www.aol.com/finance/goodwill-letters-payments...

    A goodwill letter is a formal letter sent to a creditor, lender or collection agency to request forgiveness for a late payment or other negative item on your credit report. In the letter, you ...

  5. Credit reference - Wikipedia

    en.wikipedia.org/wiki/Credit_reference

    The credit limit and payment history in the credit references give other potential creditors an idea on whether an individual will make payments on time or default. Credit references also determine if an individual's credit score. [2] A good credit score is typically a score of 700 and above but, creditors do have their own underwriting guidelines.

  6. Letter of credit - Wikipedia

    en.wikipedia.org/wiki/Letter_of_credit

    Standby letter of credit (SBLC): Operates like a commercial letter of credit, except that typically it is retained as a standby instead of being the intended payment mechanism. In other words, this is an LC which is intended to provide a source of payment in the event of non-performance of contract.

  7. Revolving credit - Wikipedia

    en.wikipedia.org/wiki/Revolving_credit

    A revolving loan is a particularly flexible financing tool as it may be drawn by a borrower by way of straightforward loans, but it is also possible to incorporate different types of financial accommodation within it – for example, it is possible to incorporate a letter of credit, a swingline (that is, a short-term borrowing that is funded on ...

  8. Why is good credit so important? - AOL

    www.aol.com/finance/why-good-credit-important...

    Here’s what you need to do to get your score within a good credit range. ... If you have $10,000 in available credit, for example, try not to let your total credit card balances exceed $3,000 ...

  9. Dunning (process) - Wikipedia

    en.wikipedia.org/wiki/Dunning_(process)

    Sample dunning record, from a 1913 business manual. Dunning is the process of methodically communicating with customers to ensure the collection of accounts receivable . Communications progress from gentle reminders to threatening letters and phone calls and more or less intimidating location visits as accounts become more overdue .