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My husband began drawing his Social Security at age 62. He is 68 now (born in 1955), while I am 62 (born 1961). If I begin to draw my Social Security now it will be reduced, of course.
Planning for retirement is easier in some ways for married couples than it is for single adults. They have a partner who can help them save for the future and share the burden of household tasks.
By delaying beyond full retirement age (FRA), he can increase his standard payment (known as his primary insurance amount) by 24% if his FRA is 67. That's the FRA for anyone born in 1960 or later.
Retirement is the withdrawal from one's position or occupation or from one's active working life. [1] A person may also semi-retire by reducing work hours or workload. Many people choose to retire when they are elderly or incapable of doing their job for health reasons. People may also retire when they are eligible for private or public pension benefits, although some are forced to retire when ...
With $665,000 saved for retirement at age 58 and $95,00 in current income, you are on track to replace nearly all of your pre-retirement income from Social Security and investment income after you ...
There are retirement calculators and other resources online, but you don't have to work all of this out on your own. Consider speaking to a financial advisor who could help you map out different ...
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