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The scale was given to 2,500 US sailors and they were asked to rate scores of 'life events' over the previous six months. Over the next six months, detailed records were kept of the sailors' health. There was a +0.118 correlation between stress scale scores and illness, which was sufficient to support the hypothesis of a link between life ...
Unless someone experiences a "qualifying event" (a change in personal circumstances such as getting married or having a baby [7]) outside of the annual enrollment period, annual enrollment is the only time to sign up for individual health insurance under the Affordable Care Act. Annual enrollment used to last for three months; the 2016 cycle ...
The Life Events and Difficulties Schedule is a psychological measurement of the stressfulness of life events. It was created by psychologists George Brown and Tirril Harris in 1978. [ 1 ] Instead of accumulating the stressfulness of different events, as was done in the Social Readjustment Rating Scale by Thomas Holmes and Richard Rahe, they ...
Erik Erikson and Carl Jung proposed stage theories [2] [3] of human development that encompass the entire life span, and emphasized the potential for positive change very late in life. The concept of adulthood has legal and socio-cultural definitions. The legal definition [4] of an adult is a person who is fully grown or developed.
Death spiral is a condition where the structure of insurance plans leads to premiums rapidly increasing as a result of changes in the covered population. It is the result of adverse selection in insurance policies in which lower risk policy holders choose to change policies or be uninsured. The result is that costs supposedly covered by ...
The concept of human development expands upon the notion of economic development to include social, political and even ethical dimensions.Since the mid-twentieth century, international organisations such as the United Nations and the World Bank have adopted human development as a holistic approach to evaluating a country’s progress that considers living conditions, social relations ...
Social insurance provides protection against certain risks in the economy that private insurance fails to deal with. Private insurance often becomes extremely unaffordable due to the issues of adverse selection and moral hazard, and to counteract such steep prices, the need for a publicly mandated social insurance increases. [12]
Higher unemployment due to the 2008–2010 recession, which limited the ability of consumers to purchase healthcare; Out-of-pocket costs rose, reducing demand for healthcare services. [35] The proportion of workers with employer-sponsored health insurance requiring a deductible climbed to about three-quarters in 2012 from about half in 2006. [36]