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As you can see, on a $25,000 car loan through the manufacturer for four years, your monthly payment would be about $520. A $25,000 car loan financed over five years at a 4 percent interest rate ...
If you’re one of the highly qualified buyers who command zero-percent financing, it might pay to make the interest-free payments and invest your cash instead, even if only in a high-yield ...
In this example, you’d pay exactly $3,000 total with the 0% intro APR card, whereas with a traditional credit card charging 20% APR, you'd pay about $415 in interest if you took 15 months to pay ...
0% financing or zero percent financing, alternatively known as discounted finance, is a widely used marketing tactic for attracting buyers of consumer goods, automobiles, real estate, or credit cards in different parts of the world.
These promotional strategies, including rebates, employee pricing and 0 percent financing, have boosted sales but have also cut into profits. More importantly such promotions drain the automaker's cash reserves in the near term while in the long run the company suffers the stigma of selling vehicles because of low price instead of technical merit.
Edmunds explains how to buy a new or used car, and shares additional resources to help navigate the process.
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