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The Essex County Register of Deeds and Mortgages is an elected, statutory officer in Essex County, New Jersey, USA who is responsible under the law for recording, filing, and preserving all property transactions within the 22 municipalities of the County. The term of office is five years.
The New Jersey Open Public Records Act, N.J.S.A. 47:1A-1 et seq. (P.L. 2001, c. 404), commonly abbreviated OPRA, is a statute that provides a right to the public to access certain public records in the State of New Jersey, as well as the process by which that right may be exercised. In general, OPRA provides that "government records shall be ...
Each record is a document evidencing an event that occurred in the history of the property. A deed records an event of property transfer, mortgage documents the collateral interest of a home loan, and a lien documents a claim against the property in favor of another, such as a creditor, vendor, or tradesman.
The record title holder is not necessarily the actual owner of the land if there are previous unrecorded deeds to it to others. The principal legal theory is that once a person has conveyed the title to his or her property (or some aspect of it) to someone, he or she has nothing left to transfer to any subsequent person.
The deed in lieu is the legal document that is signed by the homeowner to make the transfer complete, says Jackie Boies, a senior director of Partner Relations at Money Management International, a ...
In the grantor index, the alphabetic order of entries is by the grantors' last names. In each entry, the name of the grantee (purchaser) is then given, along with the location of the affected parcel and the volume and page number where the full text of the deed or other recorded instrument describing the transfer may be found.