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  2. SBA 504 Loan - Wikipedia

    en.wikipedia.org/wiki/SBA_504_Loan

    There are three partners in an SBA 504 loan—the borrower, a bank or other regulated lender, and a CDC. Typically the borrower must contribute 10% of the total project cost; their bank lends 50% at their own rate and term (as long as the term is at least 10 years), and has a first lien on the assets being financed; and the CDC lends 40%, with a second lien.

  3. How Does the SBA 504 Loan Program Work? - AOL

    www.aol.com/news/does-sba-504-loan-program...

    The Small Business Administration's most significant function is to help small businesses secure funding. Often this comes in the form of startup capital for someone looking to create a business.

  4. SBA loan denied: What to do next - AOL

    www.aol.com/finance/sba-loan-denied-next...

    For instance, if you apply for a SBA 504 loan with Bank of America, your business can’t have an average net income of more than $5 million after taxes for the last two years.

  5. SBA loan statistics: Top SBA lenders by state - AOL

    www.aol.com/finance/sba-loan-statistics-top-sba...

    The most popular SBA loan programs are the 7(a) loans used for general funding needs and real estate or 504 loans, ... It caters to minority business owners or businesses in low-income communities.

  6. Business loan - Wikipedia

    en.wikipedia.org/wiki/Business_loan

    The US Small Business Administration (SBA) does not make loans; instead it guarantees loans made by individual lenders. The main SBA loan programs are SBA 7(a) which includes both a standard and express option; Microloans (up to $50,000); 504 Loans which provide financing for fixed assets such as real estate or equipment; and Disaster loans. In ...

  7. SBA vs. conventional loan: What you need to know - AOL

    www.aol.com/finance/sba-vs-conventional-loan...

    For business owners who want to take advantage of low rates, a loan from the Small Business Administration (SBA) is a good option. ... to cover various business expenses. The 504 program is ...

  8. SBA loan guide: What they are and how to apply - AOL

    www.aol.com/finance/sba-loan-guide-apply...

    The 504 SBA loan program is long-term financing for constructing or purchasing buildings, land and large equipment or machinery. They are funded through Certified Development Companies (CDCs ...

  9. Types of small business loans offered at banks - AOL

    www.aol.com/finance/types-small-business-loans...

    Banks are known for offering low-interest business loans to business owners with good credit and at least two years in business ... SBA 504 loan. Another type of government-backed loan, with up to ...