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  2. This Texas woman used $11K in student loans to fund her ... - AOL

    www.aol.com/finance/texas-woman-used-11k-student...

    For many of these borrowers, the funds were essential to their education, but for some — like 20-year-old Abigail from Fort Worth, Texas — the money was used to fund a lifestyle upgrade.

  3. Garnishment - Wikipedia

    en.wikipedia.org/wiki/Garnishment

    Garnishment is a legal process for collecting a monetary judgment on behalf of a plaintiff from a defendant.Garnishment allows the plaintiff (the "garnishor") to take the money or property of the debtor from the person or institution that holds that property (the "garnishee"). [1]

  4. Debt collection - Wikipedia

    en.wikipedia.org/wiki/Debt_collection

    A debt collection bureau in Minnesota. Debt collection or cash collection is the process of pursuing payments of money or other agreed-upon value owed to a creditor. The debtors may be individuals or businesses. An organization that specializes in debt collection is known as a collection agency or debt collector. [1]

  5. Paying off debt in tough financial times - AOL

    www.aol.com/finance/paying-off-debt-tough...

    Debt relief companies such as National Debt Relief negotiate with creditors to reduce the balance of your debt, allowing you to make payments within your means and pay off your debt in a ...

  6. Spreadsheet - Wikipedia

    en.wikipedia.org/wiki/Spreadsheet

    A spreadsheet is essentially just one table, whereas a database is a collection of many tables with machine-readable semantic relationships. While it is true that a workbook that contains three sheets is indeed a file containing multiple tables that can interact with each other, it lacks the relational structure of a database.

  7. What is a debt consolidation loan — and can it help you lower ...

    www.aol.com/finance/what-is-a-debt-consolidation...

    A debt consolidation loan is best for when you have unsecured debt that you can’t pay off within a year — such as credit cards and high-interest personal loans. Loan amounts can range from ...

  8. Collection cost - Wikipedia

    en.wikipedia.org/wiki/Collection_cost

    A collection cost is the cost incurred to collect debt that is owed, a process called debt collection. This could include expenditures for hiring a collection agency. Some contracts and regulations prescribe liquidated damages for collection costs. When collection costs occur, the debtor has pay off debt to get the collector out of collection ...

  9. How to spot debt collection scams: 8 signs to watch out for

    www.aol.com/finance/spot-debt-collection-scams-6...

    Debt collectors are only permitted to contact you at your residence or workplace between 8 a.m. and 9 p.m. in your local time unless you’ve directed otherwise. Receiving calls outside these ...