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  2. How are annuities regulated? Federal and state laws explained

    www.aol.com/finance/annuities-regulated-federal...

    However, free look periods are short, usually lasting only 10 days after receiving your contract in most states. Variable annuities are regulated at the federal level

  3. The 10x Rule: Easy Math for an Easy Retirement? - AOL

    www.aol.com/news/2011-06-10-the-10x-rule-easy...

    "The 10x assets-to-income ratio is a guide that can help people determine how they can be better prepared for retirement," said Chuck Cornelio, president of Defined Contribution at Lincoln ...

  4. What is an annuity? Here’s what you need to know before ...

    www.aol.com/finance/what-is-an-annuity-200110157...

    Annuities come with many rules and restrictions that can be difficult to understand. Misunderstanding these terms can be expensive, whether due to taxes, fees or choosing the wrong type of annuity.

  5. Retirement annuity plan - Wikipedia

    en.wikipedia.org/wiki/Retirement_annuity_plan

    An immediate retirement annuity is an annuity that is purchased in a single lump sum, and payments on it begin immediately (30 days to 12 months), after the entry into force of the contract (there is no accumulation phase). An immediate annuity is good for turning a large amount of money into a source of permanent income (some kind of pension).

  6. Annuity free look period minimum requirements by state - AOL

    www.aol.com/finance/annuity-free-look-period...

    State. Free look minimum requirement . Alabama. 15 days. Free look period is only granted if the insurer fails to provide an annuity buyer’s guide and disclosure document at or before the ...

  7. Longevity insurance - Wikipedia

    en.wikipedia.org/wiki/Longevity_insurance

    Longevity insurance, [1] describes the process of mitigating longevity risk.In the United States, such risk mitigation is often achieved using a longevity annuity [2] or Tontine [dubious – discuss], qualifying longevity annuity contract (QLAC), [3] deferred income annuity, [4] an annuity contract designed to provide a regular income for life starting at a pre-established future age, e.g. 85 ...

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