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A no-doc mortgage — also referred to as a no-income verification mortgage — does not require a lender to verify how much you earn with pay stubs and W-2s. These types of loans are also ...
No income verification: Unlike with a conventional mortgage, you won’t need to verify your income. That eliminates the need to provide some documents. That eliminates the need to provide some ...
Hold a government-back mortgage: In addition to FHA-backed loans, mortgages backed by the U.S. Department of Agriculture’s (USDA) or the Department of Veterans Affairs (VA) also qualify.
No income, no asset (NINA) [1] is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage. A loan issued under such circumstances may be referred to as a NINA loan or NINJA loan .
No income verification or credit check: ... However, this method allows you to include second and third mortgages in the refinanced amount. 4. Apply for a VA streamline refinance or a VA cash-out ...
To refinance just your second mortgage, you’ll need to meet typical mortgage requirements, such as having sufficient equity, good credit and enough income to afford the new loan. Pros and cons ...
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