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  2. How to dispute an error on your credit report - AOL

    www.aol.com/finance/dispute-error-credit-report...

    Key takeaways. Common credit report errors include on-time payments wrongly reported as late or the same debt listed multiple times. If you find errors on your credit report, you can file a ...

  3. How to properly check your credit score and correct errors - AOL

    www.aol.com/properly-check-credit-score-correct...

    Step 1: Get your free credit report The three credit reporting agencies (TransUnion, Experian and Equifax) are required by law to provide you with one free credit report a year. Sweet.

  4. How to repair your credit in 5 steps - AOL

    www.aol.com/finance/repair-credit-5-steps...

    Legitimate credit repair companies can help you fix credit errors, but they don’t offer anything you can’t do yourself. Keep in mind that these companies can not remove accurate negative ...

  5. Bad debt - Wikipedia

    en.wikipedia.org/wiki/Bad_debt

    In finance, bad debt, occasionally called uncollectible accounts expense, is a monetary amount owed to a creditor that is unlikely to be paid and for which the creditor is not willing to take action to collect for various reasons, often due to the debtor not having the money to pay, for example due to a company going into liquidation or insolvency.

  6. 6 Common Credit-Report Errors to Look Out For

    www.aol.com/news/6-common-credit-report-errors...

    These mistakes could cost you a loan -- and you may not even know they're there.

  7. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    Credit reports are legal to use for employment screening in all states, although some have passed legislation limiting the practice to only certain positions. John Ulzheimer, president of The Ulzheimer Group and the founder of CreditExpertWitness.com, stated in a CNBC report that, "[credit scores] indicate if you're in financial distress. These ...