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  2. Prosper Marketplace - Wikipedia

    en.wikipedia.org/wiki/Prosper_Marketplace

    Prosper Marketplace is America's first peer-to-peer lending marketplace, with over $23 billion in funded loans. [1] Borrowers request personal loans on Prosper and investors (individual or institutional) can fund anywhere from $2,000 to $50,000 per loan request.

  3. Peer-to-peer lending - Wikipedia

    en.wikipedia.org/wiki/Peer-to-peer_lending

    Peer-to-peer lending, also abbreviated as P2P lending, is the practice of lending money to individuals or businesses through online services that match lenders with borrowers. Peer-to-peer lending companies often offer their services online, and attempt to operate with lower overhead and provide their services more cheaply than traditional ...

  4. Red flags of peer-to-peer lending - AOL

    www.aol.com/finance/red-flags-peer-peer-lending...

    Peer-to-peer (P2P) lending emerged in the early 2000s as an alternative option, letting people borrow from other individuals rather than banks or financial institutions. Today, this type of ...

  5. 6 Smart Ways to Invest in Peer-to-Peer Lending? - AOL

    www.aol.com/6-smart-ways-invest-peer-144506625.html

    Peer-to-peer (P2P) lending is a lending model where individuals or small businesses borrow money directly from individual investors through online platforms. Borrowers apply for loans, undergo ...

  6. Kiva (organization) - Wikipedia

    en.wikipedia.org/wiki/Kiva_(organization)

    In 2011, Kiva launched Kiva U.S., a 0% interest peer-to-peer lending pilot program for entrepreneurs in the United States, as part of efforts to "cut lending costs through technology". [32] The loans posted to Kiva U.S. are often from borrowers who have been rejected for loans by traditional banking institutions, but on Kiva U.S. they do not ...

  7. What is peer-to-peer (P2P) lending? - AOL

    www.aol.com/finance/peer-peer-p2p-lending...

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  8. High-yield investment program - Wikipedia

    en.wikipedia.org/wiki/High-yield_investment_program

    The U.S. Securities and Exchange Commission (SEC) has said that "these fraudulent schemes involve the purported issuance, trading, or use of so-called 'prime' bank, 'prime' European bank or 'prime' world bank financial instruments, or other 'high yield investment programs.' (HYIP's) The fraud artists ... seek to mislead investors by suggesting ...

  9. Identify legitimate AOL websites, requests, and communications

    help.aol.com/articles/identify-legitimate-aol...

    Best practices • Don't enable the "use less secure apps" feature. • Don't reply to any SMS request asking for a verification code. • Don't respond to unsolicited emails or requests to send money. • Pay attention to the types of data you're authorizing access to, especially in third-party apps.

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