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2. Are government loans easier to get? - AOL

   www.aol.com/finance/government-loans-easier...

   Government-backed loans like FHA, VA, and USDA loans, often touted easier to get, actually have higher denial rates than conventional loans. Government loans do offer lower down payment and credit ...

3. SBA loan guide: What they are and how to apply - AOL

   www.aol.com/finance/sba-loan-guide-apply...

   SBA loan statistics. According to the SBA, at the end of 2023 fiscal year:. $27.5 billion in SBA 7(a) loans was approved. Almost 70 percent of 7(a) loans were for amounts under $350,000

4. SBA vs. conventional loan: What you need to know - AOL

   www.aol.com/finance/sba-vs-conventional-loan...

   Because SBA loans have low rates and are backed by the government, they have a competitive application process. In the 2023 fiscal year, just over 57,000 SBA 7(a) loans were approved — up from ...

5. Government-backed loan - Wikipedia

   en.wikipedia.org/wiki/Government-backed_loan

   A government-backed loan is a loan subsidized by the government, also known in the United States as a Federal Direct Loan, which protects lenders against defaults on payments, thus making it a lot easier for lenders to offer potential borrowers lower interest rates.

6. Low-Income Home Energy Assistance Program - Wikipedia

   en.wikipedia.org/wiki/Low-Income_Home_Energy...

   State legislatures often provide additional appropriations each year to supplement federal LIHEAP funds. In most states, the program is run on a first come-first served basis. This typically results in a rush to apply and receive assistance, because once the funding pool is empty most energy assistance offices close their doors.

7. If you haven't already applied for federal small business ...

   www.aol.com/finance/havent-already-applied...

   The US government added a second round of $310 billion to the Paycheck Protection Program (PPP). Bankers, lawyers, and consultants said the volume of already approved loans will be enough to tap ...