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Early claiming comes at a cost. The Social Security Administration assigns everyone a full retirement age (FRA) based on their birth year. It's 67 for most workers today, though some older adults ...
What Is the Early Retirement Age for Social Security? You can choose to claim retirement benefits as early as age 62. However, SSA will reduce your benefit by about 0.5% for every month you ...
If you’re younger than full retirement age for all of 2024, the Social Security Administration will deduct $1 of your monthly check for every $2 you earn above $22,320 per year.
Benefits could also be reduced if your early retirement prompts an early Social Security claim. You can claim benefits as early as 62, but this is before your full retirement age when your ...
Upon turning 62, you qualify to receive early Social Security benefits. But if you do so, the SSA pays out only reduced benefits until you reach full retirement age (FRA).
While the Social Security Administration defines “full retirement age” as 67 for those born in 1960 or later, you can actually file for benefits as early as age 62 or as late as 70.