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The current average personal loan interest rate is 12.36%. ... For example, if you have excellent credit, a rate below 11 percent would be considered good, while 12.5 percent would be less ...
Personal loan debt in the U.S. reached $245 billion in the fourth quarter of 2023, and the number of consumers with personal loans reached a record high. With the Federal Reserve’s rising ...
Advertised interest rates range from 8% to 36%, though the average interest rate on a two-year personal loan was 11.92% as of May 2024, according to the Federal Reserve Bank of St. Louis.
As of July 2024, the average personal loan rate is 12.38 percent, while the average credit card rate is 20.73 percent. Borrowers with excellent credit scores can qualify for personal loan rates of ...
Average personal loan rates currently range from about 8 percent to 36 percent. You will need excellent credit and a high income to qualify for the lowest rates and highest amounts.
While the average personal loan rate currently sits at a high 11.54 percent, many experts are wondering if the Fed is done raising rates as inflation slowly declines. Most economists predict ...