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2. What is the average personal loan interest rate? - AOL

   www.aol.com/finance/average-personal-loan...

   The current average personal loan interest rate is 12.36%. Excellent credit results in the lowest rates — and poor credit may have rates over 30%. Other aspects of your finances, like DTI and ...

3. How the Federal Reserve impacts personal loans - AOL

   www.aol.com/finance/federal-impacts-personal...

   On March 20, 2024, the FOMC decided to hold steady on interest rates. The benchmark rate remains at 5.25-5.5 percent. Most personal loans have fixed rates, so current borrowers do not need to ...

4. Personal loan interest rates in 2024 | Facts and statistics - AOL

   www.aol.com/finance/personal-loan-interest-rates...

   Personal loan debt in the U.S. reached $245 billion in the fourth quarter of 2023, and the number of consumers with personal loans reached a record high. With the Federal Reserve’s rising ...

5. When will personal loan interest rates start dropping? - AOL

   www.aol.com/finance/personal-loan-interest-rates...

   However, interest is still at an all-time high following its past 11 rate hikes. While the average personal loan rate currently sits at a high 11.54 percent, many experts are wondering if the Fed ...

6. What is a personal loan? What you should know before you apply

   www.aol.com/finance/personal-loan-213206505.html

   Average personal loan rates currently range from about 8 percent to 36 percent. You will need excellent credit and a high income to qualify for the lowest rates and highest amounts.

7. Should I get a personal loan? Here are the pros and cons - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   As of July 2024, the average personal loan rate is 12.38 percent, while the average credit card rate is 20.73 percent. Borrowers with excellent credit scores can qualify for personal loan rates of ...