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  2. As long as your credit and finances stay about the same (and mortgage rates stay relatively in the same range), the prequalification should still be a general idea of how big of a loan you could get.

  3. Mortgage application: What’s included and how to prepare - AOL

    www.aol.com/finance/mortgage-application...

    You can apply for a mortgage with a low credit score. FHA loans are available if you have a score as low as 500, provided you have a 10 percent down payment saved up. With 3.5 percent down, you ...

  4. How to shop for a mortgage without hurting your credit score

    www.aol.com/finance/shop-mortgage-without...

    A conventional loan and VA loan typically require a credit score of at least 620, however, VA loans have no set minimum limit. You can qualify for an FHA loan with a minimum 580 credit score and ...

  5. Common reasons why mortgage applications get denied - AOL

    www.aol.com/finance/why-mortgage-application...

    Your credit score is the single most important factor in determining your mortgage rate – and whether you get approved at all. Generally, the best deals go to borrowers with credit scores of 740 ...

  6. How to get preapproved for a mortgage - AOL

    www.aol.com/finance/preapproved-mortgage...

    Mortgage preapproval vs. mortgage final approval. ... How long does a preapproval last? Many mortgage preapprovals are valid for 90 days, though some lenders will only authorize a 30- or 60-day ...

  7. Documents needed for mortgage preapproval - AOL

    www.aol.com/finance/documents-needed-mortgage...

    How long does it take to get preapproved? ... Does a preapproval expire?A mortgage preapproval typically expires after 90 days. Some lenders have shorter windows of 30 days or 60 days, and others ...

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