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2. What is cash value life insurance? - AOL

   www.aol.com/finance/cash-value-life-insurance...

   Choosing a cash value life insurance policy means deciding on coverage that is designed to last a lifetime while also allowing you to build savings within the policy. These policies can provide ...

3. Variable universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Variable_universal_life...

   Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts , similar to mutual funds , and the choice of which of the available separate accounts to use is entirely up to the contract owner.

4. Universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Universal_life_insurance

   Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States. Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest .

5. Cash value - Wikipedia

   en.wikipedia.org/wiki/Cash_value

   The determination of the cash value, both the base amount and the applicable surrender charge, in the contract can be explicit by determining the value for each surrender date (guaranteed cash values), by referring to the value of specific investments or subject to the discretion of the insurance company, which is often executed to bring cash values in line with values of the investments of ...

6. How much life insurance do I need? - AOL

   www.aol.com/finance/much-life-insurance...

   While cash-value life insurance products do offer some benefits, returns may fluctuate depending on your policy type, so it may be best to speak with a licensed financial professional before ...

7. 'How is this legal?': A 72-year-old's life insurance policy ...

   www.aol.com/finance/legal-72-old-womans-life...

   The percentage of Americans particularly with cash-value life insurance policies — which may include UL or whole life insurance — dropped to 20% in 2019 from 30% in 1998, reports Forbes Advisor.