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2. Does homeowners insurance cover plumbing? - AOL

   www.aol.com/finance/does-homeowners-insurance...

   Sump pump failure: Sump pump damage is covered by an optional add-on, called sump pump or water backup coverage, and is not covered by a standard homeowners policy. Storm surges and floods: Water ...

3. Does homeowners insurance cover water damage? - AOL

   www.aol.com/finance/does-homeowners-insurance...

   Water damage caused by ice or snow is generally covered, but you will want to consider that there are several ways for moisture to enter your home — and some may not be covered by your policy.

4. Guide to homeowners insurance - AOL

   www.aol.com/finance/guide-homeowners-insurance...

   A homeowners insurance policy is designed to provide you with financial protection from a variety of damage-causing events, also called perils. ... sewer or water lines backup into the drain ...

5. What does homeowners insurance cover? - AOL

   www.aol.com/finance/does-homeowners-insurance...

   Standard HO-3 home insurance policies cover damage to your home’s structure, other structures on your property and your personal belongings, as well your liability as a homeowner and the cost ...

6. Does your homeowners insurance cover tornado, wind damage? - AOL

   www.aol.com/does-homeowners-insurance-cover...

   Flood damage coverage is not typically included in homeowners insurance policies, Allstate states, but if your roof is damaged due to wind or hail and rainwater gets into your home, your ...

7. What Is a homeowners insurance peril and how does it work? - AOL

   www.aol.com/finance/homeowners-insurance-peril...

   If and when a peril occurs and causes damage to your property, you may file a claim with your home insurance provider to help cover the repairs. A standard homeowners insurance policy lists the ...

8. Does homeowners insurance cover mold?

   www.aol.com/finance/does-homeowners-insurance...

   Similarly, if a burst pipe causes extensive water damage and results in mold, your homeowners policy may provide coverage to remove the mold as part of the mitigation effort to restore your property.

9. Types of homeowners insurance - AOL

   www.aol.com/finance/types-homeowners-insurance...

   Key takeaways. The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types.