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An HO-3 policy would likely cover the damage to your roof and your personal belongings. Wind : High winds could break windows and let rain in. Wind is a covered peril in many home insurance policies.
Luckily, homeowners insurance helps cover a wide range of misfortunes, including some types of water damage. But it’s important to be aware of which incidents are covered under your policy and ...
Given how expensive water damage from even a small flood can be to repair, you may want to consider purchasing flood coverage even if you aren’t in a high-risk zone or required to do so.
The loss must specifically be listed to receive coverage. Fortunately, the "broad form" is designed to cover the most common forms of property damage. Broad-form covered perils: All basic-form perils; Burglary, break-in damage; Falling objects (e.g. tree limbs) Weight of ice and snow; Freezing of plumbing; Accidental water damage
Generally, damage caused by the following perils is covered by an HO-4 policy: Fire or lightning. Windstorm or hail. Explosion. Riot / civil commotion. Damage from aircraft. Damage from vehicles ...
Asurion, LLC is a privately held company based in Nashville, Tennessee, [3] that provides insurance for smartphones, tablets, consumer electronics, appliances, satellite receivers and jewelry. In 2014, the company operated in 14 countries and had 49 offices with 19,000 employees serving 280 million consumers.