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  2. Mortgage loan originators: What are they and what do ... - AOL

    www.aol.com/finance/mortgage-loan-originators...

    A mortgage loan originator (MLO) is employed by a lender to help borrowers move through the mortgage application process. Mortgage loan originators do not make the decision about whether to ...

  3. Loan origination - Wikipedia

    en.wikipedia.org/wiki/Loan_origination

    Loan origination. Loan origination is the process by which a borrower applies for a new loan, and a lender processes that application. Origination generally includes all the steps from taking a loan application up to disbursal of funds (or declining the application). For mortgages, there is a specific mortgage origination process.

  4. Mortgage origination - Wikipedia

    en.wikipedia.org/wiki/Mortgage_origination

    The mortgage origination, a subset of loan origination, is a complex and evolved process that involves many steps, in purple, which varies from lender to lender. The basic steps include. Take application: this step is initiated by a borrower and results in an application to borrow money to purchase a real estate property that includes details ...

  5. What is mortgage loan origination? - AOL

    www.aol.com/finance/mortgage-loan-origination...

    Initiating a mortgage typically comes with a fee, known as the mortgage origination fee, often equal to 0.5 percent to 1 percent of the loan principal. This fee might be as high as 2 percent if ...

  6. What Homebuyers Need to Know about Mortgage Loan Originators

    www.aol.com/finance/homebuyers-know-mortgage...

    A mortgage loan originator is an important member of the team of financial services professionals who assists individuals or legal entities in obtaining financing to buy real estate. Part of the ...

  7. Mortgage underwriting in the United States - Wikipedia

    en.wikipedia.org/wiki/Mortgage_underwriting_in...

    Mortgage underwriting is the process a lender uses to determine if the risk of offering a mortgage loan to a particular borrower under certain parameters is acceptable. Most of the risks and terms that underwriters consider fall under the three C's of underwriting: credit, capacity and collateral. To help the underwriter assess the quality of ...

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