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2. When should you refinance your mortgage? - AOL

   www.aol.com/finance/refinance-mortgage-152541677...

   The new loan would trim your monthly mortgage payment to $1,859 per month, giving you an additional $107 of wiggle room in your monthly budget. Over the life of the loan, you’d pay $334,756, of ...

3. When should you refinance your mortgage? - AOL

   www.aol.com/finance/when-to-refinance-mortgage...

   You should refinance if you want longer terms to lower your monthly mortgage payment or shorter terms to pay off your loan sooner. But you’ll want to make sure you’re lowering your interest ...

4. 15-year vs. 30-year mortgage: Which is right for you? - AOL

   www.aol.com/finance/15-vs-30-mortgage-215934391.html

   The 30-year, fixed-rate mortgage is the go-to for most Americans buying a home because it allows the borrower to spread loan payments out over three decades. Doing so helps keep the monthly ...

5. Can You Roll Closing Costs Into Your Mortgage?

   www.aol.com/roll-closing-costs-mortgage...

   Closing costs are the loan fees and other costs you incur when you purchase or refinance a home. There's no escaping them, but depending on the type of loan you use, you might be able to roll ...

6. Do you need a down payment to refinance your mortgage? - AOL

   www.aol.com/finance/down-payment-refinance...

   Generally, each point you pay reduces your mortgage rate by 0.25 percent, and one point costs 1 percent of the amount of the loan. So, if the mortgage rate on a $150,000 refinance would normally ...

7. How to refinance when you have a second mortgage - AOL

   www.aol.com/finance/refinance-second-mortgage...

   If your home equity lender says no to resubordination but you still want to refinance, one solution would be to pay off the second loan, if you have the resources or possibly through a cash-out ...