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2. No doc loan - Wikipedia

   en.wikipedia.org/wiki/No_doc_loan

   For this reason most no doc loans are for business purposes or are for investment in something other than residential property. Private money is the main source of no doc loans, often with interest rates charged at 2% to 6% per month (24% to 72% p.a.). Non-conforming lenders focus on the lower risk no doc loans and offer more competitive ...

3. Hard money loan - Wikipedia

   en.wikipedia.org/wiki/Hard_money_loan

   There is no such thing as 100% LTV for this type of transactions. These loans are meant for investors and the lenders will always require a higher down payment. "Hard money" is a term that is used almost exclusively in the United States and Canada, where these types of loans are most common. In commercial real estate, hard money developed as an ...

4. Business loan - Wikipedia

   en.wikipedia.org/wiki/Business_loan

   The US Small Business Administration (SBA) does not make loans; instead it guarantees loans made by individual lenders. The main SBA loan programs are SBA 7(a) which includes both a standard and express option; Microloans (up to $50,000); 504 Loans which provide financing for fixed assets such as real estate or equipment; and Disaster loans.

5. Loan-to-value ratio - Wikipedia

   en.wikipedia.org/wiki/Loan-to-value_ratio

   Conforming loans above 80% are allowed but typically require private mortgage insurance. [1] Other over-80% LTV loan options exist as well. The Federal Housing Administration (FHA) insures purchase loans to 96.5% and the United States Department of Veterans Affairs and United States Department of Agriculture guarantee purchase loans to 100%. [2]

6. USDA Mortgage Loan Program Widens Footprint - AOL

   www.aol.com/usda-mortgage-loan-program-widens...

   A lot more Americans now have access to 100% mortgage financing thanks to a major expansion of home loans provided by the U.S. Department of Agriculture to low- and moderate-income households. See:...

7. Should you use a home equity loan to pay for medical bills? - AOL

   www.aol.com/finance/home-equity-loan-for-medical...

   401(k) loans. If you have a retirement account through your employer, you may be able to borrow up to 50% of your vested balance or $50,000, whichever is less, through a 401(k) loan to cover ...