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  2. File:PRINCE2 Process Model Diagram.pdf - Wikipedia

    en.wikipedia.org/wiki/File:PRINCE2_Process_Model...

    You are free: to share – to copy, distribute and transmit the work; to remix – to adapt the work; Under the following conditions: attribution – You must give appropriate credit, provide a link to the license, and indicate if changes were made.

  3. Loan origination - Wikipedia

    en.wikipedia.org/wiki/Loan_origination

    Origination generally includes all the steps from taking a loan application up to disbursal of funds (or declining the application). For mortgages, there is a specific mortgage origination process. Loan servicing covers everything after disbursing the funds until the loan is fully paid off. Loan origination is a specialized version of new ...

  4. Credit rationing - Wikipedia

    en.wikipedia.org/wiki/Credit_rationing

    Credit assessment is completed during the loan application process by applying a set criterion to an application which results in either a loan approval or decline. It is important to note that credit assessment is one way that the lender reduces risk of loan default and is thereby one example of how lenders may apply credit rationing in practice.

  5. Pre-qualification - Wikipedia

    en.wikipedia.org/wiki/Pre-qualification

    In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...

  6. Loan line sheet - Wikipedia

    en.wikipedia.org/wiki/Loan_line_sheet

    A loan line sheet is a work document used by bank examiners who can be either bank regulators or bank "third party" or consulting examiners. [1] The line sheet represents the examiner's review of a bank loan, whether a loan to a company or to an individual. The line sheet initially contains basic information about the particular loan in ...

  7. 5 steps to apply for a debt consolidation loan

    www.aol.com/finance/5-steps-apply-debt...

    Prequalify with at least three lenders to compare rates and terms you might receive once approved. After shopping around, submit a formal loan application with the lender that best matches your needs.

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