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  2. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    Types of first-time homebuyer programs. Low-down payment conventional loans: Conventional loan programs that require just 3 percent down. Down payment assistance (DPA) programs: Loans, grants and ...

  3. First-Time Homebuyer’s Guide to Mortgage Loans ... - AOL

    www.aol.com/finance/first-time-homebuyer-guide...

    First-time buyers often face a number of obstacles to purchasing their home. With an average age of 35, according to the National Association of Realtors, first-time homebuyers are 23 years younger...

  4. First-time homebuyer guide - AOL

    www.aol.com/finance/first-time-homebuyer-guide...

    Mortgage credit certificates: In certain states, first-time homebuyers might also qualify for a mortgage credit certificate (MCC). The MCC offers a dollar-for-dollar federal tax refund of a ...

  5. How to compare lenders for first-time homebuyers - AOL

    www.aol.com/finance/compare-lenders-first-time...

    How to compare lenders as a first-time homebuyer. When comparing mortgage lenders as a first-time buyer, you will want to consider several factors. Loan products may look similar on the surface ...

  6. Pre-approval - Wikipedia

    en.wikipedia.org/wiki/Pre-approval

    A pre-approval is based on the documentation the borrower supplies at the time of application, and any actual eligibility to receive the pre-approved loan depends on the terms and conditions of the pre-approval and the ability to secure the loan before the pre-approval expires. [3] In case the buyer will put down a downpayment of less than 20% ...

  7. Best mortgage lenders for first-time homebuyers in 2024 - AOL

    www.aol.com/finance/best-mortgage-lenders-first...

    3% for conventional loans, 3.5% for FHA loans, none for VA loans. 4.6. Rocket Mortgage. 620 for conventional loans, 680 for jumbo loans, 580 for FHA and VA loans. 3% for conventional loans, 10%-15 ...

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