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  2. Paper checks are dying. Here’s what you should use instead

    www.aol.com/finance/paper-checks-dying-instead...

    The humble paper check had a good run, but it’s all nearly dead today. Originally developed one thousand years ago in the Middle East, checks were the most widely used non-cash payment method in ...

  3. Substitute checks in the United States - Wikipedia

    en.wikipedia.org/wiki/Substitute_checks_in_the...

    A substitute check (also called an Image Replacement Document or IRD) [1] is a negotiable instrument that is a digital reproduction of an original paper check.As a negotiable payment instrument in the United States, a substitute check maintains the status of a "legal check" in lieu of the original paper check, as authorized by the Check Clearing for the 21st Century Act (the Check 21 Act).

  4. 5 Reasons You Still Need Checks - AOL

    www.aol.com/5-reasons-still-checks-120018174.html

    Paper checks might sound like a mildly antiquated concept, but they can still be used to fulfill specific needs now and into the near future. Here are some of the key reasons you still need checks.

  5. Check 21 Act - Wikipedia

    en.wikipedia.org/wiki/Check_21_Act

    The Check 21 Act took effect one year later on October 28, 2004. The law allows the recipient of a paper check to create a digital version of the original, a process known as check truncation, into an electronic format called a "substitute check", thereby eliminating the need for further handling of the physical document. The recipient bank no ...

  6. How to Correct a Mistake on a Check: Step-by-Step - AOL

    www.aol.com/ve-mistake-while-writing-check...

    Paper checks, though not used daily as much as they used to be, are still a necessary part of making payments and managing your checking account. Online banking has made digital transactions more...

  7. Cheque truncation - Wikipedia

    en.wikipedia.org/wiki/Cheque_truncation

    Cheque truncation (check truncation in American English) is a cheque clearance system that involves the digitization of a physical paper cheque into a substitute electronic form for transmission to the paying bank. The process of cheque clearance, involving data matching and verification, is done using digital images instead of paper copies.

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