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  2. Libor - Wikipedia

    en.wikipedia.org/wiki/Libor

    Libor was actually a set of indexes. There were separate Libor rates reported for seven different maturities (length of time to repay a debt) for each of five currencies. [11] [38] The shortest maturity was overnight, the longest one year. In the United States, many private contracts referenced the three-month dollar Libor, which was the index ...

  3. Johannesburg Interbank Average Rate - Wikipedia

    en.wikipedia.org/wiki/Johannesburg_Interbank...

    This rate is calculated daily by the South African Futures Exchange as the average prime lending rate quoted independently by a number of different banks. The rate is available in one-month, three-month, six-month and twelve-month discount terms. In particular, the three-month JIBAR rate is used as a benchmark of short-term interest rate movements.

  4. Reference rate - Wikipedia

    en.wikipedia.org/wiki/Reference_rate

    LIBOR - London Interbank Offered Rate. LIBOR was terminated in June 2023. [1] SOFR - Secured Overnight Financing Rate. SOFR is a reference rate established as an alternative to LIBOR. Euribor - Euro Interbank Offered Rate; EONIA - Euro OverNight Index Average. EONIA was replaced by the Euro short-term rate (€STR) in 2019.

  5. SOFR - Wikipedia

    en.wikipedia.org/wiki/SOFR

    In 2022, the LIBOR Act passed by the U.S. Congress established SOFR as a default replacement rate for LIBOR contracts that lack mechanisms to deal with LIBOR's cessation. [2] The Act also grants a safe harbor to LIBOR contracts that transition to SOFR. [2] Previously, SOFR was seen as the likely successor of LIBOR in the US since at least 2021. [1]

  6. Overnight indexed swap - Wikipedia

    en.wikipedia.org/wiki/Overnight_indexed_swap

    3-month LIBOR is generally a floating rate of financing, which fluctuates depending on how risky a lending bank feels about a borrowing bank. The OIS is a swap derived from the overnight rate, which is generally fixed by the local central bank. The OIS allows LIBOR-based banks to borrow at a fixed rate of interest over the same period.

  7. Libor scandal - Wikipedia

    en.wikipedia.org/wiki/Libor_scandal

    Libor underpins approximately $350 trillion in derivatives. It is currently administered by Intercontinental Exchange (ICE), which took over running the Libor in January 2014. [4] The banks are supposed to submit the actual interest rates they are paying, or would expect to pay, for borrowing from other banks. The Libor is supposed to be the ...

  8. Interbank lending market - Wikipedia

    en.wikipedia.org/wiki/Interbank_lending_market

    The benchmark rate used to price many US financial securities is the three-month US dollar Libor rate. Up until the mid-1980s, the Treasury bill rate was the leading reference rate. However, it eventually lost its benchmark status to Libor due to pricing volatility caused by periodic, large swings in the supply of bills.

  9. Overnight rate - Wikipedia

    en.wikipedia.org/wiki/Overnight_rate

    In order to measure liquidity situation, the spread between risk-free rates and overnight rates is considered. The TED spread is a liquidity indicator for the U.S., which is the difference between LIBOR and Treasury bills.