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Here’s a breakdown of the five FICO credit score ranges followed by the VantageScore ranges: FICO Credit Score Ranges . Excellent/Exceptional. 800-850. Very good. 740-799. Good. 670-739. Fair.
The classic FICO credit score (named FICO credit score) is between 300 and 850, and 59% of people had between 700 and 850, 45% had between 740 and 850, and 1.2% of Americans held the highest FICO score (850) in 2019. [15] [16] [17] According to FICO, the median FICO credit score in 2006 was 723 [18] and 721 in 2015. [19]
The good credit score range includes all FICO credit scores between 670 and 739. However, many people consider “good credit” to include any FICO score higher than 670.
What are the credit score ranges? FICO defines a good credit score as one that falls between 670 and 739, whereas anything above 800 is considered excellent.
The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.
The average credit score for Americans ages 18 to 26 is 680, a one-point improvement from 2022’s average score of 679. This puts the average adult in this generation in the range of a “good ...