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  2. Common personal loan myths — and the actual facts you ... - AOL

    www.aol.com/finance/common-personal-loan-myths...

    Myth: You can only get a personal loan if you have a salaried job Though lenders do like to see a steady source of income, it is still possible to qualify for a personal loan if you are self ...

  3. What is a personal loan? What you should know before you apply

    www.aol.com/finance/personal-loan-213206505.html

    A personal loan works a lot like an auto loan. You borrow money from a lender and pay it back in equal payments over a term of up to seven years. However, unlike a car loan, most personal loans ...

  4. Where to get a personal loan - AOL

    www.aol.com/finance/where-personal-loan...

    The average interest rate on a three-year personal loan from a credit union is 10.58 percent, according to September 2023 data from the National Credit Union Administration (NCUA). However, the ...

  5. California Department of Financial Protection and Innovation

    en.wikipedia.org/wiki/California_Department_of...

    The department operates under the California Business, Consumer Services and Housing Agency. The DFPI protects California consumers and oversees the operations of state-licensed financial institutions, including banks, credit unions, debt collectors, nonbank mortgage lenders, student loan servicers, money transmitters, and others. Additionally ...

  6. Automatic renewal clause - Wikipedia

    en.wikipedia.org/wiki/Automatic_Renewal_Clause

    An automatic renewal clause is used in the insurance and healthcare industries . An automatic renewal clause (also referred to as an evergreen clause), is activated towards the end of the contractual period whereby it automatically renews the terms of an agreement except when the contract is terminated (through mutual agreement or contract breach), or one of the contracting parties has sent a ...

  7. Upgrade, Inc. - Wikipedia

    en.wikipedia.org/wiki/Upgrade,_Inc.

    Upgrade, Inc. is an American neobank founded in 2016. [2] It has raised $600 million in equity funding and made over $10 billion in loans since its launch in 2017. [3] [4] [5] Upgrade is headquartered in San Francisco, California with offices in Phoenix, Arizona and Montreal, Quebec, Canada.

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