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Long-term care: Long-term care insurance can be pricey, so some people find a long-term care rider easier on the budget. The rider allows you to use your death benefit to pay for long-term care ...
An insurance rider is a policy add-on that provides additional coverage and extends the terms and conditions of your policy. For instance, many life insurance riders allow you to use the money ...
Rider (legislation), an additional provision attached to a bill; Rider (contract), an additional provision attached to a contract such as an insurance policy; Rider (legal judgement), an explanation appended to a legal decision by a jury or inquest; Rider (theater), a set of requests or demands that a performer will set as criteria for performance
In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.
Life insurance riders allow you to increase the coverage or death benefit provided by your policy. If you have kids, you might consider adding a child rider. Child rider life insurance additions ...
In legislative procedure, a rider is an additional provision added to a bill or other measure under the consideration by a legislature, which may or may not have much, if any, connection with the subject matter of the bill. [1] Some scholars identify riders as a specific form of logrolling, [2] or as implicit logrolling. [3]
The specific uses of the terms "insurance" and "assurance" are sometimes confused. In general, in jurisdictions where both terms are used, "insurance" refers to providing coverage for an event that might happen (fire, theft, flood, etc.), while "assurance" is the provision of coverage for an event that is certain to happen. In the United States ...
Many juvenile life insurance policies can be written without the need for a medical exam. In the case of larger policies, a doctor or insurance agent may have to confirm the age, sex, height, weight, and apparent healthiness of the child. There are optional riders to the basic policy that can add up to $2,000,000 of guaranteed coverage. [7]