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The marketplace operates a toll-free call center and, as of 2024, offers health plans from 6 insurance companies. [1] The marketplace is a resource for families and small business to compare and enroll in health insurance plans offered. It also provides enrollees with access to tax credits. Enrollment started on October 1, 2013.
As of April 14, 2020, 11.41 million people had signed up through the health insurance marketplaces. [5] Private non-ACA health care exchanges also exist in many states, responsible for enrolling 3 million people. [6] These exchanges predate the Affordable Care Act and facilitate insurance plans for employees of small and medium size businesses.
India is a country with one of the lowest health insurance penetration, with only 18% of people in urban areas and 14% in rural areas covered under any kind of health insurance scheme. [9] One of the main reasons for the low penetration and coverage of health insurance is the lack of competition in the sector.
59% – employment-based insurance plans; 27% – Citizen Health Insurance plans for nonemployed individuals; 12.7% – Health Insurance for the Elderly plans; 1.7% – Public Social Assistance Program, for impoverished people; Additionally 70% of people have supplementary private insurance.
The United States health care system relies heavily on private health insurance, which is the primary source of coverage for most Americans. As of 2018, 68.9% of American adults had private health insurance, according to The Center for Disease Control and Prevention. [77]
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