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Insurance companies evaluate your driving record when determining your rates, and this may include looking at your driver’s license points if your state uses a point system. Insurance companies ...
馃挕Expert tip: Ask your insurance provider if completing a defensive driving course can help remove points from your driving record. New York, Nevada, Virginia and a handful of other states allow ...
In jurisdictions which use a point system, the police or licensing authorities maintain a record of the demerit points accumulated by each driver. Traffic offenses, such as speeding or disobeying traffic signals, are each assigned a certain number of points, and when a driver is determined to be guilty of a particular offence, the corresponding number of points are added to the driver's total.
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They also ensure that punishments such as penalty points on one's license and the ensuing increase in insurance premiums follow the driver home. The general principle of such interstate, interprovincial, and/or international compacts is to guarantee the rule "one license, one record."
Criteria for license suspension vary by state law, but in many states, your license may be suspended for driving a vehicle registered in your name without meeting the state’s minimum insurance ...
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