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  2. How to apply for a working capital loan - AOL

    www.aol.com/finance/apply-working-capital-loan...

    Short-term loan. Lump sum payment. Frequent payments. Short repayment terms. Expensive interest rates compared to long-term loans. SBA loans. Backed by the U.S. Small Business Administration (SBA ...

  3. Small business financing: Your options - AOL

    www.aol.com/finance/small-business-financing...

    Small business loans are usually funded through traditional banks and online lenders. If you’re looking for an SBA loan, you’ll need to find a lender approved by the U.S. Small Business ...

  4. Types of working capital loans - AOL

    www.aol.com/finance/types-working-capital-loans...

    SBA 7(a) loans. SBA 7(a) loans have loan amounts of up to $5 million and repayment terms of up to 10 years when used for working capital. It can take up to 90 days to receive funds, but the capped ...

  5. SBA ARC Loan Program - Wikipedia

    en.wikipedia.org/wiki/SBA_ARC_Loan_Program

    ARC loans are not designed for start-up businesses. Examples of qualifying loans may include business credit card obligations, capital leases, notes payable to vendors or suppliers, Development Company Loan Program (504) first-lien loans, other loans to small businesses made without an SBA guaranty, and loans made by or with an SBA guaranty on ...

  6. Types of small business loans offered at banks - AOL

    www.aol.com/finance/types-small-business-loans...

    Requirements to get a bank loan for business. When you apply for a small business loan, banks will want to see a variety of information about you and your business to assess the risk of lending to ...

  7. Rotating savings and credit association - Wikipedia

    en.wikipedia.org/wiki/Rotating_savings_and...

    Unlike informal ASCAs, these use a triple-locked box to secure the funds, have standardized election procedures and maintain a careful separation of various duties, such as record-keeping, money-counting, meeting facilitation etc. Interest rates on loans typically vary from 5–10% a month, while cycle-end pay-outs in most groups is 30–60% of ...

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