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Whether or not general liability insurance covers construction defects or "faulty workmanship" is a matter of some debate, as some insurers have viewed poor workmanship as a risk that is covered by a surety bond rather than an insurance policy given that a construction professional may have some influence (through attention to detail, skill, and effort) over whether such a defect occurs.
Potential gaps in insurance coverage; Potential losses in already-paid insurance premiums (if contractor failed to anticipate becoming fully occupied with OCIP-insured project(s) for policy period) Uncompensated administrative costs of the contractor; Deductions from contract value based on expected savings that exceed actual insurance costs
CGU plc was a large insurance group, created by the merger of Commercial Union and General Accident in 1998. The company was listed on the London Stock Exchange . It merged with Norwich Union in 2000 to form CGNU plc, later renamed Aviva plc .
CGU Insurance was formed through the global merger of Commercial Union plc and NZI's parent company, General Accident plc. [2] The global merger brought together two highly regarded insurers with almost 160 years of experience in Australia and New Zealand. The acronyms of those two insurers were melded together to form CGU which is subsequently ...
24 Cornhill, head office of Commercial Union for much of the 20th century until the move to St Helen's. Commercial Union was established following a conflagration near London Bridge in 1861, known as the Great Tooley Street Fire, which destroyed a number of warehouses and wharves along the River Thames as a result of which the fire insurance companies were hit by a series of massive claims.
The dwelling coverage on your homeowners insurance is one of the most important coverage types, so you probably want to make sure this coverage amount is enough to replace your entire home in case ...
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