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2. How do balance transfers work, and will one work for you? - AOL

   www.aol.com/finance/balance-transfers-one...

   A balance transfer is when you move your balance from one credit card to another offering a lower or 0% annual percentage rate (APR) for a set period of time, usually six months to up to two years ...

3. How to do a credit card balance transfer - AOL

   www.aol.com/finance/credit-card-balance-transfer...

   Many credit card issuers offer balance transfer credit cards with introductory 0 percent annual percentage rate (APR) periods that allow you to pay down what you owe interest-free for periods of a ...

4. Do balance transfers hurt your credit score? - AOL

   www.aol.com/finance/balance-transfers-hurt...

   You haven’t addressed the bad money habits or cash flow issues at the root of your credit card debt. If your balance transfer card has an introductory 0 percent APR period (usually between 12 ...

5. What happens to your credit card after a balance transfer? - AOL

   www.aol.com/finance/happens-credit-card-balance...

   Your credit score will improve after paying down your debt since it will free up your available credit, thus lowering your credit utilization ratio. Balance transfer cards allow you to move a ...

6. Pros and cons of a balance transfer - AOL

   www.aol.com/finance/pros-cons-balance-transfer...

   You can capitalize on the perks of a new card. The best balance transfer credit card you choose could offer more than a 0 percent intro balance transfer APR. It may also offer better overall ...

7. Do balance transfers hurt your credit score? - AOL

   www.aol.com/finance/balance-transfers-hurt...

   Instead of paying double-digit interest rates on debt on one or more credit cards, a balance transfer credit card allows you to move what you owe onto a new credit card that charges little to no ...

8. How to do a credit card balance transfer - AOL

   www.aol.com/finance/credit-card-balance-transfer...

   Qualifying for a top-rated balance transfer credit card is generally easier if you have a good credit score or excellent credit of between 670 and 850. You might still be able to open a balance ...

9. What is a balance transfer — and is it a good idea for debt?

   www.aol.com/finance/balance-transfer-good-idea...

   A balance transfer is a transaction that moves existing debt from one credit card to another card. If you transfer the balance from a card with a higher APR to a card with a lower rate, or even an ...