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2. How much does a boat cost to purchase and own? - AOL

   www.aol.com/finance/much-does-boat-cost-purchase...

   Boat insurance: It typically costs around 1 to 5 percent of the boat’s value. So, using the example above, the average annual cost of insurance for a $20,000 boat would be between $200 and ...

3. The Pros and Cons of Buying a Boat - AOL

   www.aol.com/pros-cons-buying-boat-150021026.html

   Mooring often requires proof of insurance, for which you should budget $300-$500 per year or higher, particularly if you live in a hurricane-prone area. ... Costs for a bowrider can also fit a ...

4. How much boat can I afford? 3 steps to calculate your budget

   www.aol.com/finance/much-boat-afford-3-steps...

   You’ll need to factor in maintenance costs, insurance, registration fees and taxes, among other expenses, to know your actual budget. How to figure out your budget when buying a boat You can ...

5. Protection and indemnity insurance - Wikipedia

   en.wikipedia.org/wiki/Protection_and_indemnity...

   Protection and indemnity insurance, more commonly known as P&I insurance, is a form of mutual maritime insurance provided by a P&I club. [1] Whereas a marine insurance company provides "hull and machinery" cover for shipowners, and cargo cover for cargo owners, a P&I club provides cover for open-ended risks that traditional insurers are reluctant to insure.

6. Marine insurance - Wikipedia

   en.wikipedia.org/wiki/Marine_insurance

   A co-insurance, which typically governs non-proportional treaty reinsurance, is an excess expressed as a proportion of a claim in percentage terms and applied to the entirety of a claim. Co-insurance is a penalty imposed on the insured by the insurance carrier for under reporting/declaring/insuring the value of tangible property or business income.

7. 1988 California Proposition 103 - Wikipedia

   en.wikipedia.org/wiki/1988_California...

   Proposition 103, titled Insurance Rate Reduction and Reform Act, was a California ballot proposition voted on in the 1988 California General Election. It passed with 51% of the vote on November 8, 1988. [1] Proposition 103 expanded the regulatory capacities of the California Department of Insurance, especially in property and casualty insurance.